Saturday, January 26, 2013

When To Rent a Home Instead of Buying

For years, the idea of the American Dream has been home ownership. That particular dream, though, is fading a bit. After the last economic crisis and real estate crash, many people are re-thinking the idea of buying a home.  For some consumers, it just makes more sense to rent.

One of the first questions that you have to ask yourself before you buy relates to mortgage affordability. Even with home prices and mortgage rates dropping, mortgages aren’t affordable for everyone. As many consumers discovered to their chagrin, they couldn’t actually afford some of the mortgages they got.

Before deciding to buy, consider how much it costs, and also consider what you pay over time. In some cases, buying is much more expensive – even over the long run, and with tax deductions – than renting. Some consumers prefer to invest the difference at higher returns.  Read the entire article.



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DIY Fold-up Garage Workbench

From FamilyHandyman.com

This simple garage workbench folds out to make a spacious benchtop and folds back down to make more room for you car.

Our compact garage workbench has an expanding top that folds out for extra work space and tucks away when not in use. It also has easy-to-assemble drawers and a shelf for convenient storage. And you can build this simple workbench in one day.  Read now ....


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9 DIY Cell Phone Cases from Recycled Materials

From Care2.com

I may own an iPhone, but that doesn’t mean I’m not still a hippie at heart. I am! I love my pretty piece of uber-advanced modern technology, but I’m still all about reducing, reusing, and recycling. So when it came to keeping my iPhone safe, I couldn’t help but think of ways that I might “upcycle” something old. Here are a few ideas I found for protecting your iPhone in easy, sustainable style.


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Saturday, January 19, 2013

Book Binding & Leather Glue Recipe

Binding your own books or scratch pads is a cinch with this simple, do it yourself book binding glue recipe.

Binders glue is often expensive and difficult to find- you can make your own for less than $2. Use it to repair old books, or to bind leather to leather, or fabric to cardboard. Read the recipe.


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Small Workshop Storage Solutions

From FamilyHandyman.com

You don’t need a gigantic workshop to produce beautiful woodworking projects. You just need to use your existing space wisely.

In this article, we’ll show how to squeeze the most space from a tiny shop. We’ll give you tips for storing tools and materials so they’re out of your way, organizing your shop so there’s more room to work, and building storage units that keep items off the floor so you’re not tripping over them.

We’ll also show you how to build a dedicated shelf for your air compressor, fold-up worktables, ceiling drawers, pegboard shelving, overhead storage, a small fold-away table for a grinder and stackable stools that make great work surfaces.  Read now ....


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Clever Uses for Vintage Junk

From Care2.com

Most of us have a drawer, box or other spot where we throw slightly damaged, or even perfectly good, bits and bobs that we’re not quite sure what to do with. An old brooch that has lost its pin, an extra draw pull or door knob, a fabulous earring whose mate has gone missing.

Perhaps we “inherited” such a box from an elderly relative or friend. These little items are certainly hard to part with and while none may have much monetary worth, it doesn’t mean that they have no value. Here are some great re-uses for these items ...


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Saturday, January 12, 2013

How Frugal is Too Frugal?

From MoneyCrashers.com

I have been living what you would call a “frugal” lifestyle for a little over a year now. I try to save wherever I can, whenever I can.

But at some point in time you will have to draw a line. That is, a line that marks where frugality ends and where unethical behavior begins.

You probably know what I’m talking about. You come across ways that could save you money, but may not necessarily be ethical or even legal. So where do you draw the line?

Let’s define the line that I have drawn for myself. Because when it comes down to it, if you have no morals or ethics, you could probably save a lot more money than you are right now. Anything Even Slightly Illegal ....

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Use a Shop Vacuum for Dust Collection

From FamilyHandyman.com

You don’t have to shell out the big bucks for a central dust collection system. We’ll show you how to use a shop vacuum coupled with a few accessories to capture dust. We’ll also show how to assemble a simple, inexpensive dust control system that’ll suck up most sawdust.



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7 Strategies for Saving Time and Money

From Care2.com

Straight from the mouths of some of the most time and money-crunched people on earth: family caregivers, here are seven “life hacks”—or every day shortcuts—to help you stay productive (and, more importantly, sane) while juggling your family, your job, and your social life.

Two active members of the AgingCare.com community share a few of their hard-earned strategies for making day-to-day life a bit easier and more organized. Read the article.


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Saturday, January 5, 2013

8 Ways Grocery Stores Get You to Spend

From Care2.com

It happens to the best of us. Without even really thinking about it, we end up with a basket full of groceries, when we really just wanted to buy a tomato and a bag of rice for dinner that night.

Though it may not make our pocketbooks, or our bulging cupboards, very happy, it sure makes the supermarkets happy. Indeed, the marketing minds behind your local grocery store haven’t let any detail go unnoticed when it comes to creating the perfect environment for you to fork over your cash.

Click through to read about some of the surprising ways supermarkets get you to spend. Read the entire article.


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Your Credit Score – Who’s Looking At It

From NotMadeOfMoney.com

Today, credit scores are used in many different instances. In the past, one’s credit score was typically reviewed when applying for large loans such as a mortgage or auto financing, as well as when signing up for a new credit card. Recently, though, there are other entities that have begun to take a closer look at the credit history of those they are considering dealing with.  Some of these can include ....

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"Simplicity of living, if deliberately chosen, implies a compassionate approach to life. It means that we are choosing to live our daily lives with some degree of conscious appreciation of the condition of the rest of the world." Duane Elgin

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