Saturday, October 6, 2012

Fix Fixed Expenses - Budgeting, Savings Challenge


We've all heard the old saying, "Nothing is certain but death and taxes." Although when you stop to think about it, I suppose most of us would add "monthly bills" to that list.

So-called fixed expenses - those items in our household budgets that we consider unavoidable and non-negotiable - typically account for a big chunk of what we spend every month. According to the U.S. Department of Labor's annual Consumer Expenditure Survey, about two-thirds of the average American family's household spending is for basic necessities, as opposed to discretionary expenses. Between rent or mortgage payments, insurance, utilities, phone bills, car payments and more, most folks can relate to the lyrics of that popular country song: There's just too much month at the end of the money.
--But maybe at least some of our fixed expenses aren't as fixed ... Read the entire article.

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