It's hard to believe, but sometimes credit card issuers don't have your best interests at heart. There are a few things, in particular, that would really help you save money on your credit cards. If you were aware of them, that is.
So here's a top five list of things you won't find out from your credit card company. Keep in mind that these "secrets" don't always work. Just think of them as new strategies for your credit card survival kit.
#1: You can negotiate your interest rate
You're never going to get a notice from your card issuer about an interest rate increase that's accompanied by: "We're raising your APR to 19.99 percent. Feel free to call and negotiate if you aren't happy with this new rate." But guess what? You have every right--and should, in fact--call and ask to have it lowered ... Read the entire article.
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"Simplicity of living, if deliberately chosen, implies a compassionate approach to life. It means that we are choosing to live our daily lives with some degree of conscious appreciation of the condition of the rest of the world." Duane Elgin
"Do what is good with your own hands, so that you might earn something to give to the needy." Ephesians 4:28
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