Thursday, October 27, 2011

Convection Ovens - Frugal Investment?

 Rather than let hot air circulate randomly, a convection oven carefully creates a uniform temperature with internal fans that evenly circulate hot air. Convection ovens are often more expensive than standard, or radiant, ovens, but they cook food faster, at a lower temperature, and often with better results. Fans ensure that the same temperature reaches the top and bottom of foods, as well as foods at all rack levels. They are also called European, true, turbo or fan ovens.

First, a few basic mechanics: A conventional oven uses radiant heat that emanates from the top and/or bottom surfaces. The result is usually an oven with hot and cold spots. What makes a convection oven stand apart is the internal fan that circulates hot air, creating an evenly heated environment for the food. The most obvious advantage to having a steady supply of heat surrounding and penetrating the food is that all your meat, produce, and baked goods will cook faster and brown more evenly.

Benefits of Cooking with a Convection Oven

• Saves time and energy ... Read all of the benefits.

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Affordable Legal Help Via The Internet

A growing legal movement is spreading across the globe. Consumers want to be empowered either by having the option to do it themselves or to get affordable help for legal problems online.

Many skeptics are critical of people helping themselves, yet they are not providing alternate solutions as to how consumers can counter the incredibly high legal costs for quality representation in a depressed economy. Shpoonkle is the safety net between clients’ totally doing it themselves legal services, and paying exorbitant legal fees.

Clients on Shpoonkle are not acting as their own attorneys. They are actively looking for lawyers to help them at a price they can afford.

Shpoonkle promotes more interaction and communication between lawyer and client. Consumers don’t want to face a blank check outcome for resolving their legal issues, especially simpler and basic ones. Clients want a fixed fee structure and/or the lawyer to set the expectation very clearly as to what the legal resolution will cost them. Most lawyers and law firms are fiscally capable of offering affordable services to clients if presented with a medium and the technology to deliver it.

Shpoonkle provides a process so that clients can engage in a competitive market scenario with their legal provider. Many attorneys are trying to find clients and work. "The equation is simple – there is a need and Shpoonkle has a solution," states Shpoonkle CEO Robert Niznik.

Why are so many legal “experts” scoffing at Shpoonkle or the concept of online legal services? Reason number one, the people shouting the most are the people who have the most to lose. They are the folks making in excess of $500 an hour for legal services. Reason number two, critics include many of the “old guard” of the legal profession who are resistant to ANY change. Just a few years ago, many professionals didn’t even know or use social media. Now almost every major company and professional has a LinkedIn account or a Facebook page.

Read More About Shpoonkle.

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Friday, October 21, 2011

Stop Water Gushing

Too many times when we turn the water on we turn it on full throttle or close to it. We seem to do this brushing our teeth, washing our hands and even rinsing dishes.

We need to consider all the water that is going down the drain and not being used.

Instead we need to consider turning the valves that are under the bathroom and kitchen sink halfway off. That way when we turn on the faucets full force, like we always seem to do, it will only be 1/2 the normal force. Translating to savings for you and savings for the environment too.

Reference: 99 Great Ways to Save

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Check Out Seminars/Presentations First

This is borne out of our real life experience at a few seminars we have attended lately.  Most seminars only tell you or promise that you will benefit from the experience if you attend.  However, you have no idea what it is about or how you will use what they sell you.  Or, if you even want what they have to offer.

Preparation

So what can you do to prepare?  You can use the internet because you aren't the first person that has attended one of these presentations.  For years now, I have used Google Groups.  I have found there is a group for just about anything and someone is either praising or grimacing over their purchase at the latest seminar.

Google Groups

To use Google Groups, just go to http://groups.google.com/?hl=en and put in the search box the name of the seminar in quotes if it is more than one word.  Then put in the word hate.  This will show you if anyone is speaking of the seminar and using the word hate on the same page.  If you don't get any hits then you have to regroup.  This is where you have to think like... Find out More

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Grandparent Scam Gets a 2011 Update

Concerned relatives beware. The Better Business Bureau issued a red alert late last week warning consumers that scammers have updated one of their old favorites: the grandparent scam.

As previously reported, scammers have been known to target seniors by calling and posing as a grandchild in distress. They'll typically bait the intended victim by saying "this is your favorite grandchild" or asking "do you know who this is?" Unwitting seniors fill in the blanks by providing the name of a relative who sounds most like the person on the other end of the line.

But the scam's subsequent publicity has led fraudsters to make a few minor adjustments to their pitch. Most notably, they are now providing their intended victims with detailed information regarding family members.

"They lace their conversation with correct references by name to other family members, increasing their credibility," the BBB said in a press release. "One caller even knew that the real person being impersonated had a twin who was born two minutes later."

According to the BBB, fraudsters are also targeting ... Read the entire article.

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Saturday, October 15, 2011

Beware of Fake ATM's

Beware the stand-alone ATM, which criminals can purchase online and set up in a public spot for stealing people's account information. Even bank ATMs can be made unsafe.

The more I talk to data-security experts, the less technology I want to use. The latest convenience I've given up? Stand-alone ATMs.

If you want to know why, just hop on over to eBay and Craigslist and type in "ATM." Availability varies, but often you can find machines for sale that cost just a few hundred bucks.

Bad guys can buy these, get a computer programmer to rewrite the code and set them up just about anywhere to collect people's card information and PINs. Sometimes the machines actually dispense some cash, but often they're set up just to display an error message -- after stealing your data.
 
This has been going on for a while now, but a bad economy seems to mean more ATMs are available as more businesses that own them go belly-up. Hence, more opportunities for crooks.
"It's easier to get the ATMs . . . and it doesn't require tremendous programming skills" to set them up, said Avivah Litan, a security expert at consulting firm Gartner Research. "The hardest part is finding the right location."

They might just park it on a ... Read the entire article.

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List of Fat Burning Foods

What will you give me if I tell you that burning fat is the easiest thing in the world? And I am not kidding. By eating the right food items you can easily burn fat and reduce weight in a matter of a few months. How you ask? You will just need to change what you eat. Replace unhealthy toxic food items with healthy natural ones. In this article we are going to look at a free list of fat burning foods and how to intake them in the right manner.

Can Food Really Burn Fat?

The answer to this question is a disappointing ‘NO’. No food item can actually help you burn fat contrary to popular claims. Then why call them fat burning foods? This is because eating these food products will help your body get rid of fat deposits even if not so directly. Let us look at how this works.

How Do Natural Fat Burning Foods Work?


Before we proceed any further, let us find out how exactly fat burning foods work? To understand this, you need to understand why the body stores excess fat instead of flushing it out in the first place? The answer is that you never gave the body enough ... Read the entire article.

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Sunday, October 9, 2011

Job Ideas Can Come From Life Experiences

Now is the time for seniors to put skills & lifetime experiences to work. Combine traditional employment with innovative strategies to create your own job.

What could be better than working at a job(s) that you really want to do? What if you could set the limits on how hard you work and decide how much you get paid? It is possible for an older person to find work, but it takes discipline, drive and an innovative mindset to succeed.

Older People Can Find Employment by Filling Part-Time and/or Temporary Positions

Two years have elapsed since the recession began in 2009, and workers are still being laid off. With all the company layoffs and downsizing, what kinds of jobs are available to workers age 50 and older? You might be surprised.
Do you:
  • Know how to play piano or other instrument? Teach lessons. Check with churches to see if they're hiring for holiday work – extra services, children's plays and choir accompanist. Don't forget weddings and funerals, too.
  • Know how to install ... Read the entire article.

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What To Do With Airline Miles That Are Expiring

Q. I just noticed my airlines miles are set to expire this fall. What can I do if I don’t plan to travel before the expiration date but don’t want to lose the miles? —Airline Al

Dear Al: It’s true that no activity equals expiration. However, you don’t have to use your mileage for travel and still derive some enjoyment before they run out, plus any activity at all automatically resets the expiration date to give you more time to come up with some (hopeful) vacation travel. According to www.frequentflyer.com, the following suggestions are mile savers:

• Charities: Donate miles to a charitable organization, such as the Make-a-Wish Foundation. The minimum typically is a thousand miles a pop. Not only do donations benefit the charity, but also they make you feel good.

• Marketing companies: Some of these companies will hand over frequent-flyer miles if you ... Read the entire article.

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Wi-Fi Hot Spots Can Be Dangerous

Tens of thousands of airports, hotels, coffee shops and other places now provide computer access to high-frequency wireless networks so you can check your e-mail or do online banking or shopping while you’re on the road.

But officials warn that many of the nation’s 68,000 Wi-Fi “hot spots” are a hotbed for computer hackers, who sit nearby and use their own laptops to eavesdrop on yours.

Wi-Fi, which stands for “wireless fidelity,” is the technology used in computer networks, mobile phones and video games that doesn’t require plugs, cables or other “hard” connections. Because these hot spots sometimes use unsecured networks, a hacker can place himself where the signal is strongest and using off-the-shelf equipment, or even a metal kitchen ... Read the entire article.

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Monday, October 3, 2011

Perennial Party for Gardeners

Here's a cool suggestion from a Birds and Blooms subscriber. It was in their email you can subscribe to.

For a few years now, gardeners in my area have been holding perennial parties. Each spring and fall, different gardeners take turns hosting the gathering in their backyards.

It’s a great time to exchange tips, advice and plants. Roughly 150 gardeners are involved. We organize the plants by light needs and by type, such as herbs, daylilies and hostas. We have thousands of plants!

A few of the ladies involved are master gardeners. They answer questions before the trading begins. Then we take turns picking plants until they’re all gone.

I’ve filled entire flower beds with these free plants. I look forward to the event every autumn. –Connie Baumann, Lino Lakes, Minnesota

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"Simplicity of living, if deliberately chosen, implies a compassionate approach to life. It means that we are choosing to live our daily lives with some degree of conscious appreciation of the condition of the rest of the world." Duane Elgin

"Do what is good with your own hands, so that you might earn something to give to the needy." Ephesians 4:28