Many young adults graduate from college or leave home, and suddenly find themselves in reduced circumstances. They’re used to the standard of living they enjoyed at home with their parents. Rather than wait until they can afford similar luxuries, they buy them on credit. They forget that their parents had to work twenty or thirty years to be able to afford the things they have.
This impatience is costly. It leads to debt, and it starts a cycle of excessive consumption and lifestyle inflation. Read the entire article by J.D. Roth.
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