When speaking to friends, family members, and even clients about their finances, I usually find one common theme – they are living above their means. Living above your means seems to come from a particular mindset, shared by many, that is detrimental to our finances.
For some reason, we Americans have a sense of entitlement. We feel as though we deserve everything, no, the very best of everything, simply because we were born! Even with the move toward frugal living, I find that this sense of entitlement is very strong! Read the entire article at Not Made of Money.
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