Saturday, May 29, 2010

Got Old Calendars?

If so, you may not need to buy a new calendar for the coming year. After reading a post on Wisebread last January, I was excited to discover that old calendars can be saved and used again in the coming years (turns out you only need 14 calendars to cover every possible combination).

Better still, timeanddate.com has a tool that let's you enter a year, and then provides a list of other year's that are compatible. Looks like it's time to hunt down that old box of calendars.

This article from Frugal Living at About.com.

Sponsored by The Herbs Place - Wholesale Prices Always
On Sale NowOnline CatalogWomenMenChildrenEssential Oils

Dry Cleaning: Hazard to Your Wallet (and Maybe Your Health)

Of course we all like to look good. For some of us, professional attire is a job requirement. We spend a lot of money to look good but we are also doing a lot more homework about how to look good for less money. Dry cleaning seems to be one of those areas where people still spend money without giving it much thought. If you have your clothing and other goods dry-cleaned regularly, have you ever sat down to find out how much it costs you in a year? You might be surprised. Because it is considered by some to be a necessary evil, few fail to really figure out how much dry cleaning is really costing them. Here are 7 things you should know about dry cleaning services.

Dry Cleaning Is an Expensive Skill

As with any professional business skill, it costs a lot to employ the skillful. In turn, you will be expected to pay top-dollar for the use of the one's skills. The employees who press shirts and pants get paid well because of the talent they have for doing the job correctly. Plus, the machines and technology of the dry cleaning industry are not cheap.
Women's Clothes Cost ... Read the entire article.

Sponsored by The Herbs Place - Wholesale Prices Always
On Sale NowOnline CatalogWomenMenChildrenEssential Oils

How Much Is Fuel Efficiency Really Worth?

Jim writes in with an interesting question:

I’m in the market for a late model used car. I’ve narrowed my desired model down to a handful of choices, each with different gas mileage data. How can you really figure out how much fuel efficiency is worth in terms of dollars and cents? I know how to do the basic math, but it seems artificial. How would you do it?

It’s pretty easy to see how better fuel efficiency saves you money. If gas is $3 a gallon and you have a car that gets 30 miles per gallon and a car that gets 40 miles per gallon, over 100,000 miles, the more fuel-efficient car will save you $2,500. That’s real cash in the pocket.

The only problem with that is the number of variables in the question. How much will gas cost in the future? How long will you drive the car? Does your personal driving habits have anything to do with it?

Let’s look at each factor and see how it affects the importance of ... Read the entire article.

Sponsored by The Herbs Place - Wholesale Prices Always
On Sale NowOnline CatalogWomenMenChildrenEssential Oils

Monday, May 24, 2010

Tips for Selling a Home in a Down Market

These continue to be the worst of times for home sellers. The rate of foreclosures has fallen, yet RealtyTrac.com reported in early March that the number of homeowners facing foreclosure in February 2010 still was six percent more than in February 2009.

That six percent was the smallest annual increase in four years, RealtyTrac.com said. So while the rate of increase in foreclosures has declined, the number of foreclosures still continues to rise. In fact, RealtyTrac.com said three ... Get more details.

Sponsored by The Herbs Place - Wholesale Prices Always
On Sale NowOnline CatalogWomenMenChildrenEssential Oils

20 Money-Saving Ways to Reuse Old Pantyhose

I was a bank robber, the first Halloween I can remember. That involved carrying a burlap bag filled with stacks of newsprint 'loot' over my shoulder, wearing a black turtleneck sweater like Illya Kuryakin wore in The Man from U.N.C.L.E., and — most memorably — sliding one of my grandmother's worn out silk stockings over my head.

That memory (the last part, in particular) is etched upon my mind. And, my therapist says, no amount of counseling is ever likely to erase it.

Silk stockings are of course as long gone as my dear grandmother; truly sad to say, in both cases. But here are 20 creative ways to repurpose today's worn out nylon ... Read the entire article.

Sponsored by The Herbs Place - Wholesale Prices Always
On Sale NowOnline CatalogWomenMenChildrenEssential Oils

7 Types of Car Insurance: Which Ones Do You Really Need?

The cost of even a small repair to a car makes car insurance nice to have. When we start adding in the medical expenses that can go with a car accident, insurance becomes downright necessary. In many states, it’s even a legal requirement to have your car out on the road. But there a wide variety of options when it comes to insurance — there are actually seven different types of car insurance you can choose from in most cases — and it can be difficult to decide just what type of auto insurance is the best choice for you, your vehicle and your ... Read the entire article.

Sponsored by The Herbs Place - Wholesale Prices Always
On Sale NowOnline CatalogWomenMenChildrenEssential Oils

Thursday, May 20, 2010

How Much Do You Really Save By Air-Drying Your Clothes?

"When I was growing up, my mother always hung clothes out to dry, sometimes even in the winter. Where I currently live, there’s not really a place to install a clothesline that would catch any wind at all (I could put one at the edge of our property where it would catch a little wind, but this would really disrupt the open area our children use to play). A clothesline is one thing I definitely wish to have when we eventually move to the country.

So I sometimes use an alternative solution. I simply hang up a clothesline from our laundry room over to the guest bedroom, taking up part of the hallway in our basement. On that line, I can hang quite a few clothes without a problem. It takes most of a day to air dry them – this is aided on windy days when I can open all of the windows and doors in the basement to help the process.

Given the time that this takes compared to just tossing the clothes into the dryer, is it really worth my time? Let’s run the numbers ... Read the entire article.

This website is sponsored by The Herbs Place, distributor of Nature's Sunshine herbs, supplements, essential oils and more at wholesale prices everyday.

Monday, May 17, 2010

FDA Food Safety Modernization Act

S 510 extends control over all food in the US, violating the fundamental human right to food.

“If accepted [S 510] would preclude the public’s right to grow, own, trade, transport, share, feed and eat each and every food that nature makes. It will become the most offensive authority against the cultivation, trade and consumption of food and agricultural products of one’s choice. It will be unconstitutional and contrary to natural law or, if you like, the will of God.”~Dr. Shiv Chopra, Canada Health whistleblower

Read the entire bill and check progress.

Sponsored by The Herbs Place - Wholesale Prices Always
On Sale NowOnline CatalogWomenMenChildrenEssential Oils

Sunday, May 16, 2010

11 Tips For Eating Healthy On a Budget

I completely resonate with the message to eat more fresh fruits and vegetables and to buy organic whenever possible. When I buy meat for my family and myself I now choose grass fed, ethically treated meat and organic, free range poultry.

But what is often missing from this message are ways to make those purchases work within ... Read the entire article.

This website is sponsored by The Herbs Place, distributor of Nature's Sunshine herbs, supplements, essential oils and more at wholesale prices everyday.

Wednesday, May 12, 2010

Don’t Pour Your Money Away on Your Water Bill

The price of water is going up. As more and more of this precious natural resource is taken up by large scale farming and manufacturing, the average citizen finds his water bill spiraling out of control. The only effective way to cut costs here is to cut water usage, but reducing your water consumption can be done in a relatively painless fashion, so read on and save yourself some money. ... Read the entire article.

This website is sponsored by The Herbs Place, distributor of Nature's Sunshine herbs, supplements, essential oils and more at wholesale prices everyday.

Does a Motion-Activated Light Switch Save Money?

Paul writes in:

I’ve really been enjoying your recent cost breakdown posts. I’m thinking about installing a few motion-activated light switches in my home and I’m wondering if they will actually save me money. Which switches do you like? Will it actually save money in the long run?

Paul is referring to a motion-sensing light switch that will turn the lights on in a room when it detects any motion and will automatically turn the lights off after a certain period of time if there is no motion detected.

First of all, motion sensing switches do have some “phantom” energy ... Read the entire article.

This website is sponsored by The Herbs Place, distributor of Nature's Sunshine herbs, supplements, essential oils and more at wholesale prices everyday.

Frugal Gardening & Bird Feeding Tips

From Backyard Garden Club Newsletter



Yard SmartsSavvy Seed Storage
I rinse prescription-medicine bottles and use them to store seeds I collect from my garden. For ID, either use a permanent marker or print out labels on the computer. –Natalie Fevola, Carlisle, Pennsylvania



Question of the Month
Five-Minute Feeders
Looking for an inexpensive way to feed your feathered friends this winter? Just about any container can be used as a bird feeder. These 5 everyday items make excellent feeders and you probably have them lying around the house:
–Two-liter soda bottle
–Milk jug
–Terra-cotta flowerpot saucer
–Aluminum pie plate
–Mesh bags (used to hold grapes or other fruit, above).

Sponsored by The Herbs Place - Wholesale Prices Always
On Sale NowOnline CatalogWomenMenChildrenEssential Oils

Saturday, May 8, 2010

When Do You Not Need a Budget?

How many of you actually track your spending and keep up with a budget?

A fair share of the emails that arrive at my inbox are budget related. Usually, it’s from those people who don’t want to start one, or ones who claim that they don’t need one. They’re looking for someone to tell them that there’s no need to track their spending. That they can get a free pass because of their unique circumstances.

As far as I am concerned, there are only two types of people who have no use for a budget. ... Find out more.

This website is sponsored by The Herbs Place, distributor of Nature's Sunshine herbs, supplements, essential oils and more at wholesale prices everyday.

10 Ways to Recycle Your Technology and Manage E-Waste

It’s amazing how much technology, gadgets, memory sticks, wires, and batteries we all have these days. We all are accumulating more e-waste than we are able to handle, and it’s time to make a conscious effort to get it under control.

I am extremely guilty of not keeping electronic waste to the minimum at my home. Over the past two years, we have thinned down everything in our home, including furniture, clothes, and toys, but the electronics still seemed to pile up.

Finally, I am making a conscious effort to manage the e-waste in our home.

Here are some ideas I have gathered. ... Read the entire article.

This website is sponsored by The Herbs Place, distributor of Nature's Sunshine herbs, supplements, essential oils and more at wholesale prices everyday.

Duct Tape Crafts

Make a Duct Tape Bag

You can create useful, inspired objects simply by folding duct tape! Follow these instructions from "Ductigami: The Art of the Tape" by Joe Wilson to create a flashy, fun (and 100 percent waterproof!) woven duct tape purse. It's indestructible! Read the entire article.

Sponsored by The Herbs Place - Wholesale Prices Always
On Sale NowOnline CatalogWomenMenChildrenEssential Oils
"Simplicity of living, if deliberately chosen, implies a compassionate approach to life. It means that we are choosing to live our daily lives with some degree of conscious appreciation of the condition of the rest of the world." Duane Elgin

"Do what is good with your own hands, so that you might earn something to give to the needy." Ephesians 4:28