Wednesday, December 29, 2010

Trade-In Electronics

Trade in old cell phones and computers at www.wireflytradeins.com or http://tigerdirect.eztradein.com/tigerdirect and get a charity write off, cash or gift cards.

Even more options can be found here:
www.carmelgreen.org/index.php?option=com_content&view=article&id=78:how-to-recycle-your-electronics-guide&catid=15:recycling&Itemid=37

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Does Recycling Waste Energy?

From Hey Mr. Green

Question:

"My friend refuses to recycle because he says the amount of energy it requires is enormous and the effect on the planet is negligible. Is he right? If not, how can I convince him to start recycling?" -- George in Santa Monica, California

Answer:

Tell your friend that recycling does save energy, and lots of it--the equivalent of 10.2 billion gallons of gasoline per year from recycled U.S. municipal waste alone. And we still recycle only about a third of our staggering annual total of 250 million tons of waste, according to the EPA.

The savings do depend on the material. Recycling aluminum cans, for example, saves a high percentage of energy per pound, yet we Americans recycle only about half of our cans.

If your pal claims that recycling has its roots in tree hugger hysteria, point out that U.S. aluminum companies import more than 7 billion used cans per year--90,000 tons--to reduce their energy expenses and other costs. Read the entire article.

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Save Dollars for Cleaning, Laundry, Garden & Personal Care

Sunshine Concentrate is safe for people, animals, plants and our environment. This all-purpose, concentrated cleaner is tough on dirt, grease and grime, yet it won't harm the environment or your family. Its biodegradable cleaning and sudsing agents break down easily, helping to prevent foaming in lakes and streams.

Highly concentrated, this cleaner is good for just about every cleaning need imaginable - household, personal, auto and others. It's 100% organic, biodegradable, nontoxic, nonirritating, nonmagnetic, and nonvolatile. Contains no polluting borates, phosphates, or nitrates. You can use it in the garden and on the farm.

It saves money! One bottle equals 200 gallons of window cleaner or 64 gallons of your average household cleaner. Using it as your laundry detergent will make your clothes last longer since there are no chemicals to "eat" into the fabric. Colors stay brighter also and you'll be surprised at how soft clothes are without fabric softener. Read the entire article.

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Thursday, December 2, 2010

Minimizing Cost of Holiday Car Travel

From TheSimpleDollar.com

Of course, when you’re traveling during the holiday season, you’re opening the door to some potential challenges. Winter weather, overcrowded roads, long road trips, expensive stops – it all adds up to some serious time, some serious cash, and some risk for much more time and cash as well.

With that in mind, I thought I’d share with you some of the preparations we’re doing for this year’s road travels in order to save money and minimize risk. Read the entire article.

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Best Cars Under $25,000 New & Used

From PT Money.com

The choice of which new car to buy is an exciting decision for anyone to face. There is nothing quite like trading in your current road-worn car for a sparkling new car or slightly used car which is new to you.

While this is an exciting time, there are also a lot of things to consider when choosing which car is right for you, your family and your budget. You need to look at more than just the sticker price, or the best deal you can get from a car salesman. You also need to look at the ongoing costs such as:

The cost of depreciation.
Auto insurance premiums.
Fees and interest if you are financing the purchase.
Sales taxes and fees such as the gas guzzler tax.
Fuel costs.
Maintenance, repair and servicing costs.

At the same time, you can get money back through tax credits. For example, those paid to eligible hybrid cars. To help you in your search for the best car in your budget, the breakdown of these costs and benefits has been calculated for the best 10 cars available under $25,000, both brand new and just a few years old.

The cost of owning each car is based on a few standard factors including:

You keep the car for five years.
You drive 15,000 miles per year.
You buy the car using a standard car loan and not a lease, with a loan term of 60 months.
You have a good credit rating and are therefore eligible for a low interest rate.
You put down a 10% deposit.
You fit into the average demographics for insurance purposes.

Read About the Best Cars.

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Make Your Own Holiday Wreath

From Birds and Blooms

Sometime after the colorful holiday lights get draped over the bushes or festooned along the porch rail, but before it's time to go out and get the Christmas tree, it hits you...you need a wreath. It's such a nice way to decorate the front door. But store-bought wreaths tend to be so unimaginative and dull, even if you add a colorful ribbon. Here's a solution—make your own!

All the materials you need are in your backyard. What could be easier? And it's the perfect way to tie your holiday decorating into the landscape. The best part about making your own holiday wreath is that you can use all sorts of plant materials—no need to limit yourself to the standard balsam fir or spruce twigs. Read the entire article.

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Friday, November 26, 2010

Top 50 Blogs for Yard Sale Aficionados

If you’re wondering what people did before eBay, the short answer is yard sales. The practice of putting ones old or unused items up for sale to the public can be found in just about every neighborhood on any weekend of the year. However, there are many who have made the yard sale far more than a mere diversion. However, they never had such an international medium to share their advice.

To that end, we have gathered the top 50 blogs for yard sale aficionados, which are full of tips, tricks, design help, style information, and much more. Often written by those who are the first on the block to hit a yard sale, flea market, thrift store, and more, get the real inside scoop on yard sales.

Top Blogs for Yard Sale Aficionados by Yard Sale Aficionados

These bloggers have turned the yard sale into a form of art and share ... Read more about the Yard Sale blogs..

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Layaways - Who Do They Help?

I recently came across an article on MSN Money about how layaway is making a comeback in these difficult times. This instantly reminded me of something very valuable I learned while working retail many years ago about layaway programs.

Now I share the secret with you: layaway is nothing more than a storage program. It only works to your benefit if you keep up the payments and retrieve your merchandise by the due date. Otherwise, you’re paying to store the retailer’s merchandise in a back room for a specified period of time and with specified payments. This is exactly what you do when you put things in a storage unit.

If you end up not making your due date for payoff and pickup (and as many as 2/3 of us don’t), the money you’ve been paying all along the way is ... Read the entire article.

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233 Ways to Make Money

by Randall Davidson - AudioTranscription.org

Many of our customers are entrepreneurs. In this post, I thought I’d try to light the entrepreneurial fire under some of our other readers by publishing the world’s longest list of ways to make money. I aimed to include as many ways to make money that don’t require special training as possible (and I’ll add to the list over time so bookmark it now). Without further ado, the list…

1. Sell your services as a freelancer. You can offer services including but not limited to web design, graphic design, copywriting, translation, etc. Some of the main freelancing websites include: Elance.com, Freelancer.com, Guru.com, vWorker.com, GetACoder.com (not just for coding) and oDesk.com. For a more comprehensive list of freelancing sites, visit this FreelanceSwitch.com article.

2. Run a college moving service. Do you have a truck or van? Run an end-of-the-school-year college moving service for fairly local students. Hang up flyers at the start of the finals period.

3. Become a holiday chef for hire. If you don’t celebrate Christmas and/or Thanksgiving, advertise yourself as a holiday dinner chef for hire. This will give your employer(s) more time with family.

4. Take headshots. Advertise on bulletin boards near college theater departments.

5. Take care of laundromats. Do you live near an unattended laundromat? The two biggest issues the owners of unattended laundromats face are ... Find out more.

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Saturday, November 20, 2010

Family Fun: Backyard Naturalist-Scientist


Becoming an ecologist of your yard, your habitat will help you understand better and as a result, provide the best habitat possible for your specific yard. Perhaps just as important or even more so, you will gain knowledge and data that can be useful to others such as neighbors, the city or conservation organizations.

Participate in Citizen Science
You’re not alone, there are dozens of citizen science projects already ongoing throughout North America. Among the many include:
Participate in them and if you have a local species of concern or interest, start your own project, start local groups, be a local citizen scientist.

Share and Teach
With your expertise, data and experience, share the knowledge with your neighbors, local organizations such as Audubon, parks department, the city or anywhere it can be beneficial. Be confident with your recordings and data to speak at public hearings or to encourage other local homeowners and organizations to participate, especially when discussing a wildlife species on a watch list or threatened status.

With your knowledge you will arm yourself with data to help wildlife not only in your yard, but in your neighborhood, region or in fact the entire world. With many citizen scientists and their data, city planning departments may change that next road placement or have to protect that wetland from a shopping center.

Your data may help a conservation organization or Department of Transportation, plan and design a suitable wildlife crossing for the proper species. In addition, your knowledge and observations will also help to continually improve your own habitat by observing what works and what doesn’t. So go observe, study and record!

This was an excerpt from the entire article at BeautifulWildlifeGarden.com

About the Author:
Kelly Brenner writes The Metropolitan Field Guide, a blog for ideas, thoughts and resources for the design of urban wildlife habitat. She has a landscape architecture degree from the University of Oregon and has studied and watched wildlife from a very young age in the great Pacific Northwest.


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No Need For 3,000 Miles Oil Change

Do you go by the old rule that a car's oil should be changed every 3,000 miles?

New research by the automotive website Edmunds.com says changing oil that often may just line the pockets of the local mechanic.

Oil chemistry and engine technology have come a long way — Edmunds found that car manufacturers recommended an average 7,800 miles between changes for 2010 models.

That could save you $1,000 or more in five years. If your car has a built-in oil life monitoring system, a dashboard light appears when it's time to change. Otherwise, check your owner's manual.

Sid Kirchheimer writes about consumer and health issues at AARP. Information Resource.

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Owner's Manuals

Many times you may go to a yard sale and purchase an item that has no manual.  Or, you may need to reset the time on your CD player but it isn't obvious how to do this. Never fear, owner's manuals for most products are available.

Case in point, I actually was given an old fax that was several years old.  Going to the manufacturers website I was able to obtain the exact manual I needed.  Without the manual I couldn't have used the item.  As it is, I use it just to send faxes and it works great.

If the manufacturers doesn't have them or they are charging for them then try the following sites:

retrevo.com

manualsonline.com

usersmanualguide.com

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Sunday, November 14, 2010

Picky Eater Syndrome in Children

Is your child a picky eater? The body develops most rapidly in the first 18 years of life, so it’s vital for children to receive all of the vitamins and minerals they need to grow into healthy adults.  And because children solely rely on their parents to nourish their bodies, the burden of supplying kids with essential nutrients falls on adults.

Some children are good eaters, but more likely than not, your child gets picky when meal time rolls around.  If your child consistently rejects nutritious foods (or even if he/she doesn’t), it never hurts to give them a  Sunshine Heroes Vitamin Supplement.  Doing so will only boost your confidence that your child has the nourishment required to grow up “big and strong.”

Without some of the most fundamental vitamins, the body cannot properly perform tasks that regulate normal development.

For example, insufficient amounts of calcium, vitamin C and vitamin D can greatly increase the potential risk of osteoporosis and bone brittleness.  More severe deficiencies of these vitamins may even result in stunted growth or skeletal deformities. Vitamins A and C make children far less susceptible to the common cold or winter flu.  And necessary amounts of vitamins and nutrients like omega 3 fatty acids and vitamin D can even help prevent some of the deadliest types of cancer.

Even if it seems inconvenient to make the extra effort, giving your children these essential nutrients, whether through a well-balanced diet, vitamin supplements or both, will benefit their health for the rest of their lives.  To learn more about essential vitamins for children, browse the children's area at TheHerbsPlace.com

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Doctor "Speed Dating"

Patients may perhaps have to start thinking outside the box when choosing a doctor. Well maybe not. So please don't go throwing away that yearly listing you receive in the mail when your health coverage enrollment campaign begins. But don't be too quick in dismissing the idea. In an article entitled, Doctor-Patient Rendezvous is an accounting of this scenario. It was in the July/August 2010 edition of the AARP Bulletin. It was written by Mike Tucker.

In an attempt to better budget their hospital finances and in dealing with competition, a hospital in Texas did something rather unique.

According to the article, "About 20 patients recently gathered at the Texas Health Harris Methodist Hospital Hurst-Euless-Bedford in Bedford for a "speed dating" session with prospective doctors.

Read the rest of the  article.

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Counterfeit Money Can Leave You Holding The Bag

On the AARP website there is a column about a man who received fake bills in a legitimate transaction.  When he went to purchase gas he was informed that his $100.00 bills were fakes.  Consequently, there was no recourse for him to redeem the fake bills so he was out $800.00.   His story can be read in its entirety here.

Since this is an issue, we need to consider it is all the more critical we know what the real currency looks like.  That is why I suggest you look at this Secret Service website about Knowing Your Money.

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Sunday, November 7, 2010

5 Tips For Raising Healthy Children

As parents, we know that doing what’s best for our child includes more than giving them a house to live in and food to eat. But still, it’s hard to know exactly what to do so a child stays smart, active and happy.  With all of life’s responsibilities sitting on our shoulders, it’s crucial that we make a conscious effort to help our children learn and grow. Here are five parenting tips you can follow to encourage your child to reach his or her full potential:

Nutrition
Providing your child with a healthy diet is critical when it comes to developing a strong, able body. Because vitamin deficiencies cause many health problems that could last a lifetime, it’s important to limit your child’s consumption of junk food. The first 18 years of a person’s life are most crucial when it comes to developing healthy bodies—so help your child make those years count! Consider Sunshine Heroes Supplements to better ensure that your child stays nourished with the nutrients they need.

Activity
The importance of physical activity in a child’s life cannot be stressed enough. This can be accomplished by going to the playground, riding a bike, dancing, or playing tag. Activities such as these will help your child develop strong bones and muscles as well as avoid the ever-increasing problem of childhood obesity.

Creativity
While adults are bombarded with reality, children are blessed with boundless imaginations. In a child’s mind, fairies exist, reindeer can fly and your living room floor is a pool of hot lava. This magic only lasts for a short time, so don’t discourage them from playing pretend. Your child could even exercise creativity with supplies like empty paper towel rolls, string and glue. Encourage them to use their imaginations and let their creative minds run! Creativity is what makes people good innovative problem solvers.

Education
In the first few years of life, children most rapidly learn from observation. So the best way to teach the essentials of life is by example. Since the majority of a child’s life is spent in the home, some of the most important steps in a child’s education happen there. Encourage them to ask questions. And when these questions come, be patient and help them understand.

Safety
Childproof your house to the age of your child. If you have a baby, frequently get on your hands and knees to check the floor and any other place they might find small, swallowable items. And while you’re down there, cover all open electrical outlets. When it comes to preventing drowning, remember to never leave your baby near water, even if it’s only an inch deep. One inch of water is all it takes for a baby to drown.

Before you strap your child into a car seat, make sure you know the proper weight requirements. And don’t install a car seat without thoroughly reading the instructions. Even if it’s for a short time, avoid leaving your baby alone in hot places. Your child’s body heat can increase five times more quickly than the average adult. Extreme heat can injure your baby or even result in death. As your child becomes more independent, make sure you teach him/her the safe way to cross the street. And don’t forget to require helmets whenever they are on bikes and scooters.

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Monday, November 1, 2010

Four Green Ideas for a Good Time

So much of modern entertainment comes with a high ecological price tag, is socially isolating and disabling, and is downright culturally degrading at times, too. There are huge markets devoted to keeping people glued to their flashy television sets, buying the latest time-sucking video and computer games, convincing people to shell out over $10 for 90 minute braindead movies, and a plethora of other dead end entertainment.

What do you really have to gain by spending thousands of dollars on a giant home entertainment center, for example? The ecological costs of entertainment are devastating, too: for example, a single computer requires a whopping 1.8 tons of raw material to produce.

How can you entertain yourself sustainably, though? Here are four ideas you can try to have fun without a big environmental impact.

4 Green Ideas for a Good Time

1. Go for a ... Find out more.

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Remove Grass Stains

Kids often get grass stains on their clothes. You can soak the clothing or saturate the stain in a mixture of 1 part vinegar and two parts water to remove the stain, pre-treat with an enzyme laundry detergent (Biz or Wisk), or make a paste with water and a digestive enzyme capsule (opened to get the powder out) found at your local pharmacy or health food store. Apply the paste, let set for an hour and wash as usual, but air dry. Repeat if necessary.

Another Grass Stain Removal Tip

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Don't Use the "W" Word!

When planning a wedding, simply call it a "party" or an "event" whenever possible while booking venues, scheduling hairdressing and buying flowers. As soon as you mention the "W" word, the price for the same goods and services can go up by 50 percent or more. For example, the woman who styled my hair charges more than double the price for the same hairstyle if it involves a wedding party. When I was looking for accessories, I found that the same pretty accessories cost one-quarter of the price when purchased in the craft store located three stores down from the bridal shop. The simple white satin gown I wore was 10 percent of the price that it would have been had I purchased it as a wedding dress. Starting out married life with extra money in your bank account is great!

Get more frugal tips.

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Friday, October 29, 2010

Get a Free iPad or $500 Cash


iPad
Ebates pays you cash back every time you shop online.  What's the catch?  There isn't one!  Online merchants pay a commission to websites when they send them buyers, and Ebates simply passes this commission back to you!  

Since we joined a few years back, we've earned $518.06 in rebates from our purchases and friend referrals.

Want to buy something from Target, Barnes & Noble, Walmart, JC Penney, eBay, Sam's Club or one of your other favorite shopping stores? Going on a trip? Book your favorite hotels (Holiday Inn, Comfort, Sleep Inn, Marriott, Super 8, etc.) through Ebates and get rebates. There are thousands of stores to choose from!

Now for the free iPad or $500 cash a Flip Ultra HD or $200 cash ....

After you sign up and activate your account by making one purchase over $20 through the Ebate site directory of stores, you can then refer people to Ebates for their own account. They will need to sign up and place an order through the website also. By the way, when you sign up you get $5 applied to your account which will be activated as soon as you place your first order ... and we get $5 too, so that means you can refer friends and get $5 rebates added to the rebates you get from shopping through the Ebates website.

Flip Ultra HD
So ... if you refer 50 people to Ebates who make a purchase over $20, Ebates will send you a free iPad! If you refer 20 you'll get a Flip Ultra HD or $200 cash!

Do you blog or use Facebook or Twitter? How easy should it be to get friends and family to take advantage of this wonderful offer! Everybody knows 50 people who would love to know about up to 26% cash back on purchases they were going to make anyway. Each store has a different percentage of rebates and it changes as they have special promotions, but you'll always get something back for nothing ... except to go to Ebates before clicking through to your shopping place.

After you get signed up at Ebates, go to the "Tell-A-Friend" tab and get your referral link with your own Ebates number to begin your way to a free iPad.

Ebates will track the people signing up so you can check to see how close you are to winning the reward. Show your friends how to get a reward too and celebrate with them! I'll be celebrating with you too since I'm ready to win an iPad myself. Our son brought one during his visit and although I'm not a computer fan, it was definitely cool and so much easier to enjoy with just a touch of the finger. I got hooked.

The promotion ends on November 24, 2010, so sign up and get busy now! Copy this post and change my links to your link and blog it, Facebook or Twitter it, email it out and get on your way to win!

Get all the details at the Ebates website now. Thanks so much!

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Thursday, October 28, 2010

Screen Time For Kids Equals Psychological Problems

Time spent in front of the computer or television screen is associated with psychological problems in children, no matter how physically active the child is, according to a new study.

Previous studies have shown that physical activity is good for kids' psychological functioning, and that time spent in front of screens is bad for mental health. What researchers didn't know was whether one could cancel out the other.

"It wasn't clear whether having high physical activity levels would 'compensate' for high levels of screen viewing in children," study co-author Angie Page, a professor of exercise, nutrition and health sciences at the University of Bristol in England, wrote in an e-mail to LiveScience.

The researchers asked 1,013 British 10- and 11-year-olds how much time each day they spent in front of a computer or TV. The children also wore accelerometers around their waists for a week to track their physical activity and sedentary time. Read the entire article.

Dig Deeper with Research Details

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Sunday, October 24, 2010

Virtual Credit Card Numbers

Outsmart online thieves with virtual credit card numbers.

Several major credit card issuers, including Citibank, are offering customers the option of shopping online with virtual, single-use credit card numbers, which expire within one or two months.

The aim? To thwart hackers by using a different, random card number every time you shop online. A virtual number is only good on the Web site where you made your purchase.

"There's no value to the number to any hacker," says Amy Radin, director of e-business for Citi Cards, "because ... Read the entire article.

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Voter Vigilance

It's campaign time, so expect to hear plenty of promises that will never be kept—and not just from candidates. This is also the season for voter registration scams.

Among the newest:

* Sign here to switch parties. But you won't know you're doing it. This scheme, which recently occurred in many parts of California, involves collecting signatures for petitions on hot-button issues such as the marijuana legalization or environmental initiatives. But after signing at storefront booths or in parking lots, hundreds of people alleged their signatures were used to ... Read the entire article.

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When Your Purse or Wallet Go Missing

Even in the age of computer hacking and elaborate Internet schemes, huge numbers of identity thefts begin with something very old-fashioned, the loss or theft of a wallet or purse, according to the 2010 Identity Fraud Survey Report by Javelin Strategy & Research.

To protect yourself, start now.

Make photocopies of ... Read the entire article.

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Friday, October 22, 2010

25% OFF Silver Shield Today Only

On SALE TODAY ONLY - Be Prepared

25% OFF Silver Shield Liquid for the Immune System

Get research studies, video, and more info at Aqua Sol Silver - Silver Shield.

Purchase Silver Shield Liquid (or Gel that is not on sale) at The Herbs Place.com.



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Monday, October 18, 2010

Best Shopping Days

Online shoppers will score a better deal by buying certain items on specific days of the week, reports ShopItToMe.com, a website that tracked some 1 million sale items from more than 100 of its online retail partners.

It found that the best Web-based sales are offered Wednesday through Friday, with discounts up to five percentage points lower than sales on other days. For the best savings, shop Mondays for dress slacks and sunglasses, Tuesdays for menswear, Wednesdays for shoes and boys' clothing, Thursdays for handbags and girls' clothing, Fridays for accessories (and, again, girls' clothing), Saturdays for intimate apparel and outerwear, and Sundays for swimsuits.

Get help with your money.

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Ship Your Luggage

With most airlines charging for checked luggage, consider shipping it ahead. To send a 25-pound bag from Chicago to Orlando, for example, can take several days but costs less than $20 via parcel post, FedEx or UPS ground services — versus the $25 charged by most airlines. Currently, Southwest doesn't charge for the first two checked bags weighing less than 50 pounds, and JetBlue allows one free checked piece.

Depending on your airline, you might save even more by shipping bags weighing 50-plus pounds. Delta, for example, charges $90 for that "overweight" bag on domestic flights, whereas shipping it coast to coast would cost less than $66.

Also, says AirfareWatchdog CEO George Hobica, "you'll enjoy better shipping tracking than the airlines can offer, plus better security. And you can breeze through the airport without waiting in line to check in your bags."

Get more money- saving ideas.

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Tuesday, October 12, 2010

Five Reasons to Vote

The Nov. 2 election is shaping up as one for the record books. Voters will choose more governors than ever before, 37, and the most U.S. senators in any election since 1962, also 37. They'll determine which party controls Congress. They'll decide issues that can profoundly affect their lives with about 150 measures on ballots in 35 states. Elections in 88 of the 99 state legislative chambers will set the stage for reapportionment wrangling that will shape state and federal politics for a decade. Here are five reasons your vote this year is especially important.

1. Your vote makes a difference
Guess what — your vote really does matter.
Voter turnout is notoriously low in midterm elections. Since 1974, less than half ... Find out the other reasons to vote.

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Seking "Missing" Pension Beneficiaries

Are you one of the estimated 36,000 Americans who have money owed them from pension programs? Nearly $197 million in unclaimed pension benefits is waiting for its rightful owners.

A quick search on the Pension Benefit Guaranty Corporation's website will let you know if you are a "missing participant." Just search by your name, state or company.

The PBGC is a federal agency that insures more than 29,000 pension plans in the event the employer files for bankruptcy or decides to terminate the plan.

Find more money-saving articles.

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Money Saving Reuses for Plastic Soda Bottles

Each year, the average American drinks about 48 gallons of carbonated beverages, but only about one-third of all plastic soda bottles get recycled, according to the American Chemical Council (ACC).
We — or at least our landfills — are drowning in discarded soda bottles.
The ACC says that residential recycling programs for soda and other plastic bottles are now available to more than 80 percent of Americans, and that's clearly a solution to keeping bottles out of the landfills. But there are also several creative ways to reuse ... Read the entire article and watch a video.

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Wednesday, October 6, 2010

Eating Healthier For Less

Consumers over recent years have expressed through their buying habits a desire for more healthy foods, stores and food manufacturers have begun to listen, giving us more health focused options. However, it sometimes seems that in order to eat healthy also means paying more for those foods.
Here are a few tips which can help lower your bill while still managing to make good and healthy choices for you and your family.

Avoid Greasy Pizzas by Making Your Own

For many families, Friday nights are considered pizza night. Simply pick up a phone and dial your local pizza delivery company. However, it is still possible to have a pizza night, but without all the greasy oils and unnecessary fats. Instead, learn to make a basic homemade pizza dough from scratch. When you find a recipe you like, make a few batches and freeze them individually. Take one out each Friday morning and leave in the refrigerator to thaw. By the time you are home from work, take out the dough and let it rest for about 10 minutes on a floured surface. While it is resting, prepare your toppings from pepperoni slices to red onion, sliced tomatoes, black olives and anything else you desire. Roll out the dough and layer on the toppings. Bake according to your pizza recipe's instructions. The entire process should take less than 15 minutes not including the cooking time.

Make Homemade Waffles in Large Batches

Similar to the homemade pizza, this tip has to do with making and freezing multiple batches. Choose a weekend to make a nice batch of waffles. Except this time double the batch and plan for allowing extra time to cook. Let each waffle cool, and then wrap in plastic wrap or wax paper. Then wrap in foil making sure all edges are sealed tightly. Place in large freezer bags and label the contents and the date. Now, for many future ... Read the entire article.

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Thursday, September 30, 2010

God-honoring Films for Families

One family's desire to glorify the Lord is being expressed through the creation of God-honoring, family-encouraging videos.

Their first video is, Your Backyard, with a "hands-on" look at God's Creation.  This educational and well done DVD is an excellent tool to show off the wonders of God's Creation to children and adults.

View the film clip/trailer here and be sure to read more about this family's journey to provide good films for families.

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8 Ways to Be Frugal With Your Food

Learning to be frugal with your food, is a good practice not only during hard economic times, but also through times of prosperity. Being economical at all times will help you not only save money, but to help keep your budgets in good standing all year long.

Grow Your own Food

Learning to grow your own food is not always an easy task. But for those who do it right, it can play a big part in lowering food costs. If you are a beginner, start by picking crops which are known for being easy to grow. Examples would be tomatoes, cucumbers, lettuce and zucchini to name a few. When choosing your vegetables, always figure out where you plan on growing your vegetables before you purchase them. Then make sure there is adequate sunlight and proper water drainage for those plants. Some plants, such as herbs usually require full sun. This means at least 6 to 8 hours of full direct sunlight per day. Always follow the guidelines for when to start planting your vegetables either from seed or from seedlings. Some plants such as basil are very susceptible to cold weather, where a quick morning frost can hurt its chances for survival.

Clip Coupons and Sales

Through the use of coupons and store sales, a person can save quite a bundle on their shopping bill. A great idea is to set a schedule for looking through coupons and sale announcements in your local paper. Since many coupons can be valid anywhere from 3 months to a year, clip out anything you might need in the future. Taking advantage of store sales are always helpful. These are promotions a particular store is running on particular items. Sometimes these are meats, boxes of pasta, or vegetables. If your budget allows, make the most of these sales by stocking up on these items. Remember, you will need to make sure you have adequate storage area - especially for items that need to be frozen.

Organize your Kitchen Pantry Regularly

Organizing is often overlooked as an easy way to practice frugality. Each week take inventory of items which are on your pantry shelves. You might be surprised at what you have laying around which you had forgotten about. Using what you already have on hand to create a new recipe helps avoid ... Read the entire article.

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Frugal Benefits of Owning Trees

Trees can add value to your home, help cool your home and neighborhood, break the cold winds to lower your heating costs, and provide food for wildlife.


The following are some statistics on just how important trees are in a community setting.
“The net cooling effect of a young, healthy tree is equivalent to ten room-size air conditioners operating 20 hours a day.” —U.S. Department of Agriculture
 
“Landscaping can reduce air conditioning costs by up to 50 percent, by shading the windows and walls of a home.” —American Public Power Association
 
“If you plant a tree today on the west side of your home, in 5 years your energy bills should be 3% less. In 15 years the savings will be nearly 12%.” —Dr. E. Greg McPherson, Center for Urban Forest Research
 
“A mature tree can often have an appraised value of between $1,000 and $10,000.” —Council of Tree and Landscape Appraisers
 
“In one study, 83% of realtors believe that mature trees have a ‘strong or moderate impact’ on the salability of homes listed for under $150,000; on homes over $250,000, this perception increases to 98%.” —Arbor National Mortgage & American Forests
 
“Landscaping, especially with trees, can increase property values as much as 20 percent.” —Management Information Services/ICMA
 
“One acre of forest absorbs six tons of ... Read the entire article.

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Saturday, September 25, 2010

Cash In Those Dusty Gift Cards

If you have a gift card for a store you never visit, sell it on a site such as Swapagift.com or PlasticJungle.com. This way, you can get cash for that unused $100 Dave and Buster’s card that you won in a charity raffle. These sites will buy your unwanted cards for 60 to 90 percent of the remaining balance, as long as it’s worth at least $25.
Get More Money Saving Ideas.

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Shop For A Burial Plot

Here’s one way to trim burial costs. Instead of buying a plot directly from a cemetery, consider the resale market, where brokers buy and sell unused plots or bring together sellers and buyers who then make their own deals. You can save half what a cemetery would charge, according to Ken Brant of the broker website Gravesolutions.com. Find similar sites by typing “Burial Plot Brokers” into your search engine—but be sure to research any company you see to be certain it’s legit. Robert Fells of the International Cemetery, Cremation and Funeral Association cautions potential buyers to make sure that a cemetery allows resales and that the seller is the plot’s legal owner. Buyers need to confirm whether the price includes such things as burial, headstone and future care of the grave.

Find Other Burial Related Resources.

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Child Vaccines with Aborted Fetus Cells

Has anyone told you they didn't believe we could possibly have vaccines produced right here in America from aborted fetal cell lines? Did anyone tell you it was a hoax? Children of God for Life gives you the full truth and the resources you need to prove it!

The fact that the Chickenpox, Hepatitis-A and MMR vaccines were developed using aborted fetal cell lines, MRC-5 and WI-38 has never been hidden from the public. The problem is that when parents go to their family doctors for vaccinations, who asks to see the product insert? Most parents want to know the risks and possible side effects. Like their doctors, parents are mostly concerned with the health of their children.

And doctors, who have been administering the vaccines for years have never checked into the ingredients, although it has always been right at their fingertips. And what would happen if they did? Read the entire article.

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Sunday, September 19, 2010

Need Help With Elders and Medical Crisis

Lotsa Helping Hands was created to support family caregivers by empowering their family, friends, neighbors, colleagues, and church or synagogue members – what we call a family’s ‘circles of community’ – who are eager to help them as they manage the daily tasks that become a challenge during times of family or medical crisis, caregiver exhaustion, or when caring for an elderly parent.

It's a community site where tasks can be scheduled and shared. Check it out and pass it on to others who may have a need for this. Visit Lotsa Helping Hands.

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Buy Fast at Flash Sales

The hottest trend in clothing discounts is an online flash sale. Flash-sale bargains usually last 24 to 72 hours, so you have to act fast. At eBay’s new Fashion Vault, as well as at popular flash-sale sites such as Gilt.com, EditorsCloset.com, and RueLaLa.com, you join for free and find deals of 30 to 70 percent off. The catch: Rarely do you get your money back if you’re not happy - just a credit toward a future purchase. You can, however, sometimes save more by bringing in new members. Gilt.com, for example, offers ... Read the entire article.

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Skip Those Checked Bag Fees

Many airlines charge $25 for your first checked bag and $35 for the second, but some credit card and frequent-flier programs let you check bags for free. With the Delta SkyMiles card from American Express, up to nine people on one reservation can each check a bag free of charge. As a Continental OnePass gold, silver, or platinum member, you can bring two bags free.

Find More Travel Savings.

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Monday, September 13, 2010

5 Rules of Frugality

Trent Hamm, author of The Simple Dollar and writer of the popular website thesimpledollar.com, says you can save and stay happy by following his simple rules:

1. Don’t give up the things you love.
Thriftiness should never outweigh happiness. It can lead to happiness, however, by helping you save for the bigger goals in life that you’ve dreamed about.

2. Find inexpensive ways to enjoy what’s most important to you.
You don’t have to own the books you read or the movies you see. There’s plenty of free music on your ...Read the entire article.

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Monday, September 6, 2010

Health Care Pricing in Your Area

The Healthcare Blue Book is a free consumer guide to help you determine fair prices in your area for healthcare services.

If you pay for your own healthcare, have a high deductible or need a service your insurance does not fully cover, this website can help.

The Blue Book will help you find fair prices for surgery, hospital stays, doctor visits, medical tests and much more.

Visit the website now.

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Seek Out Secret Warranties

Car repairs can make a huge dent in your bank account. But sometimes you can qualify for a free fix known as a secret warranty. This is when a manufacturer knows about a car defect and quietly has dealers do free repairs—when a customer complains. Search the Internet for your model and year, plus the defect, or look for "technical service bulletins" on websites such as autosafety.org or CarComplaints.com.

Get More Car Savings Tips

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Affordable Landscape Makeover

Short on time and money? Melinda Myers of Birds and Blooms shares a few quick and inexpensive ways to add beauty to a small space in this short informative video. View video now.

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Tuesday, August 31, 2010

Cider Baked Beans

Recipe by: Judith Finlayson | from 125 Best Vegetarian Slow Cooker Recipes
Yield: Serves 8

Ingredients

2 cups (500 ml) assorted dried beans
2 onions, finely chopped
3 stalks celery, peeled and thinly sliced
2 carrots, peeled and thinly sliced
2 large parsnips, peeled and thinly sliced
2 cloves garlic, minced
2 tsp (10ml) chili powder
1 tsp (5 ml) salt
1 tsp (5 ml) cracked black peppercorns
4 whole cloves
1 cinnamon stick piece, about 2 inches (5 cm)
1 cup (250 ml) apple cider or juice
1 cup (250 ml) water
½ cup (125 ml) maple syrup
2 tbsp (25 ml) cornstarch, dissolved in 2 tbsp (25 mL) cold water

Directions

1. Soak beans according to either method in Basic Beans. Drain and rinse and set aside.

2. In slow cooker stoneware, combine beans, onions, celery, carrots, parsnips, garlic, chili powder, salt, peppercorns, cloves, cinnamon, apple cider, water and maple syrup. Cover and cook on Low for 10 to 12 hours or on High for 5 to 6 hours, until beans are tender.

3. In a bowl, combine dissolved cornstarch with 2 tbsp (25 mL) hot cooking liquid from beans and stir until smooth. Gradually add up to ¼ cup (50 mL) hot bean liquid, stirring until mixture is smooth. Return mixture to stoneware and stir well until sauce thickens.

Get these variations

Cider Baked Beans with Bread Crumb Topping
Cider Baked Beans with Caramelized Apples

of the recipe at the website.

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Save on Product Warranties

From AARP Bulletin

Many consumer advocates say you should skip extended warranties on appliances, which can cost as much as $300 per appliance for five years of coverage. If you feel you must have a warranty, consider a package deal.

GreenUmbrella.com, for example, charges $9.95 a month and covers an unlimited number of appliances for up to four years from their purchase date.

All Six Warranty provides coverage for six major appliances, regardless of age, for $19.95 a month, plus $50 per repair (with a lifetime coverage limit of $1,500 per appliance).

If the appliance can’t be fixed, GreenUmbrella may reimburse you for the original purchase price, whereas All Six will replace the product with a comparable new model.

Get more home savings tips.

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Benefits of Outdoor Exercise

There is no debating the health benefits of daily exercise. The U.S. Centers for Disease Control and Prevention, the American College of Sports Medicine, and the Surgeon General's Report on Physical Activity and Health all agree that we need at least 30 minutes of moderate to intense physical activity every day. The good news is that you don't have to work out in a gym to get in shape. Outdoor exercises are just as effective, can be more fun, and have some appealing advantages.

Reasons to Take Your Workouts Outside

Outdoor fitness can be a structured exercise program that takes advantage of the natural terrain of the outdoors to get you in shape, or it can be as simple as taking a brisk walk outside. Outdoor fitness can take many forms: Raking leaves, for example, is considered moderate physical activity. If you weigh about 135 pounds, you can burn close to 250 calories by raking leaves for an hour.

Whichever way you choose to exercise outside, there are numerous benefits:

No membership fees.
The outdoors belongs to all of us. "You don't need any special equipment — the outdoors is available wherever you are, just outside your door,” says Tina Vindum, the author of Tina Vindum's Outdoor Fitness: Step Out of the Gym into the Best Shape of Your Life and the first outdoor fitness instructor accredited by the American Council on Exercise.
The air is cleaner. The Environmental Protection Agency estimates that indoor air is more than twice as polluted as outdoor air.

A free daily dose of D.
Scientists recommend outdoor exercise as a way to get your vitamin D through sunlight. This is especially important if you are overweight — a recent study found that people who are overweight are almost twice as likely to be deficient in vitamin D.

Exercise for your mind.
"When you exercise outdoors, your mind becomes aware of the changing terrain. Whether you use the hills, the sand on a beach, or a winding path, your mind has to focus differently than it would on a flat gym floor," notes Vindum.

So .... find out how to Get Started.

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Wednesday, August 25, 2010

56% Off Retail - One Day Sale

Buy 4 Bottles of Cascara Sagrada for only $25.00! 
Save $32.40 over Regular Retail Price of $57.40


Product Description
Sale PriceOur Regular
Price

(4) bottles of Cascara Sagrada Capsules (100 count)
$25.00$38.20

Benefits of Cascara Sagrada:
• Supports waste elimination.
• Helps cleanse the colon of toxins.

Cascara Sagrada, known as sacred bark, is one of Nature's Sunshine's most popular herbal products. The bark has been used by cultures around the world. Historically cascara sagrada has been used as an herbal laxative. 


Read more about Cascara Sagrada.
Cascara Sagrada - Save $13.20


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"Simplicity of living, if deliberately chosen, implies a compassionate approach to life. It means that we are choosing to live our daily lives with some degree of conscious appreciation of the condition of the rest of the world." Duane Elgin

"Do what is good with your own hands, so that you might earn something to give to the needy." Ephesians 4:28