Monday, August 7, 2006

State Security Freeze Laws

A security freeze lets consumers stop thieves from getting credit in their names. A security freeze locks, or freezes, access to the consumer credit report and credit score. Without this information, a business will not issue new credit to a thief. When the consumer wants to get new credit, he or she uses a PIN to unlock access to the credit file.

Identity theft is one of the fastest growing financial crimes. Nearly 10 million Americans fall victim each year. The Identity Theft Resource Center reported in 2005, on average, an ID theft victim of new account and other fraud spent 60 hours resolving problems brought on by ID theft, those victims of existing accounts spent an average of 15 hours resolving problems. A 2003 Federal Trade Commission study found that identity theft also costs U.S. businesses nearly $48 billion annually, and consumers an additional $5 billion per year.

Find out if your state allows this.

Friday, August 4, 2006

Biodiesel Fuel

Biodiesel fuels have been in the news and are becoming more popular as gas stations are beginning to provide these more environment-friendly fuels. If you go with the straight vegetable oils, you can run your car for free other than collecting the used oils from a nearby restaurant. There's lots of options for saving money on fuels. Here's some links to help you research this topic.

Benefits of Biodiesel and Finding Suppliers

Recipes to Make Your Own Biodiesel Fuels

Conversion kits allow you to use straight vegetable oil. Here's a few links to places you can buy these kits from:

Tuesday, August 1, 2006

Get Rebates For Shopping

Our son, Ben, told us about where you can shop and earn rebate checks. They send you a cash check. You can shop at over 800 stores and besides the rebates, some stores have exclusive coupons, free shipping offers, and limited-time sales!

We don't do a lot of shopping but we are doing more of it online to simplify, so it's nice to get money back and save the gas. The rebates are up to 25% off.

You get $5 just for joining and if your friends sign up and use it, you will get $5 for every referred user. Nice way to earn extra shopping dollars. If you choose to sign up and use eBates, we'll be using the bucks on our ISP service to continue to provide you with this newsletter. Pretty cool!

Here's the eBates link.
"Simplicity of living, if deliberately chosen, implies a compassionate approach to life. It means that we are choosing to live our daily lives with some degree of conscious appreciation of the condition of the rest of the world." Duane Elgin

"Do what is good with your own hands, so that you might earn something to give to the needy." Ephesians 4:28