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Monday, January 23, 2012

25 Frugal Changes You Can Make

From WiseBread.com

Frugal living does not have to involve drastic changes; a few simple everyday changes can go a long way.

Here are 25 changes you can make today and start living a frugal life without taking frugality too far. Read on ....

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Finding Auto Service

From PTMoney.com

One of my least favorite things to do in life is deal with my car. Not because of the car itself.

Because of the people I have to deal with when it comes to buying or repairing cars.

Car salesmen and mechanics are two of the least trusted professions. I just have a hard time placing my full trust in them. It’s also possible that I have an unreasonable understanding of what it should cost to maintain a car past 100,000 miles.

So when our car’s maintenance light came on the other day, I prayed that it would just be an oil change needed. Read on ....

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9 Ways to Help Clothes Last Longer

From MSN Money

As an avid thrift shopper, I see firsthand the wreckage that bad laundry habits cause. The extra large virgin wool sweater that barely survives the dryer as size 3T, the nice white cotton shirt that met an early death from a red wine stain -- these are all preventable tragedies.

Since we spend some serious cash on our clothes from time to time, let's make them last by exploring a few defensive measures we can take in the laundry room. Read the entire article.

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Tuesday, January 17, 2012

USPS Postal Rate Increase

Get those Forever Stamps purchased before January 22nd! First class postage goes up a cent, but that's nothing compared to shipping rates:

The U.S. Postal Service has proposed new 2012 shipping rates that are expected to start on January 22, 2012. The average increase for all shipping classes is 4.6%.

Private carriers such as UPS and FedEx have already announced price increases for 2012. UPS announced they are increasing prices on ground and air shipments by an average of 4.9%.

In September, FedEx announced it would increase rates by an average of 3.9%. The Postal Regulatory Commission (PRC) must review and approve the new rates before they become effective January 22, 2012.

This is the same day the new USPS mailing service prices will take effect. Read the details.

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4 Reasons to Stop Saving for Retirement

From Stretcher.com

This introduction may run contrary to the title of this post, but I cannot overemphasize the importance of saving for retirement. If you are saving now, consider saving more. If you haven't started yet, you'd better get going.

You can't start too early, and for the most part, you can't save too much. You may, however, be in a specific financial circumstance that justifies temporarily or permanently ceasing your retirement contributions.

If you're in one of these four situations, then it may make sense to give your retirement account a break. 4 Reasons to Stop Saving for Retirement.

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"Simplicity of living, if deliberately chosen, implies a compassionate approach to life. It means that we are choosing to live our daily lives with some degree of conscious appreciation of the condition of the rest of the world." Duane Elgin